For a lost or stolen Master Card
     call (800) 237-6211

For a lost or stolen ATM/Debit Card call (516) 822-1070
  The Credit Union built by Rail Road Employees for Rail Road Employees & Their Families.  
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To help offset the New Tax Regulations regarding Home Equities we are offering 1% OFF our Already Low Home Equity Loan Rates until September 2, 2019. Call to Apply Today!

Apply today for a New Auto and Recieve an Instant Decision Today!!! Apply Online or Call us at (516) 822-1070 Option 3.

Short Term Personal Loan Rate DROP!
Did you know you can Apply Online Now and once approved close your loan online and have the money deposited in your account today? Borrow up to $2,500.00 up to 12 months as low as 7.00%* APR. Apply Online Now!




Let Uncle Sam “Us” Fix Your Credit
Visit the Credit Union once your Tax Refund is deposited! And let us make your money work for you! We will place the funds in an account and place them on hold as collateral for the loan. As the principal is paid down down, the pledge releases against your shares until the loan is paid off. The loan is always secured by the underlying share. This will report a New Trade line and a Perfect Payments on your New Account! This in turns replaces poor credit with good credit and will bring your score up!


New Members! Join The Credit Today! Streamline the Process by Filling our your Membership Application Online & Signing the Documents at the Branch!!!

Did you know the Credit Union offers fixed Home Equity Loans?
Call our Loan Department today [516]822-1070 Option 3 for more information on how to borrow against the equity of your home!

Is 2019 your Year of Travel? Let the Credit Union help you travel a little easier with saving for your big vacation with our Vacation Club! Traveling out of the country and need foreign currency? We can place an order for you today! Ask us how!


*APR = Annual Percentage Rate. Rates and terms are accurate as of 2/1/19 and are subject to change without notice. The above loan requests are subject to credit approval. Loan rates without our Loan Payment Discount Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different term. Discounts are not offered on sale loans. Please see an NY TEAM FCU representative for additional information, applicable fees and terms. Our Discounts excludes all MasterCard and Real Estate products. Membership in NY TEAM FCU requires a Share Savings account with a $1

 minimum balance. To be eligible for membership you must belong to one of our charters or be an immediate family member. Our Debt Consolidation loan proceeds are two party checks and no cash out expires 3/31/19. Our Spring Auto Loan Sale expires 5/31/19.

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NYTEAM FCU assumes no responsibility for the content or information contained within the below linked references or any others contained within our site.

This is a private computer system and is the property of NY TEAM Federal Credit Union. Users (authorized or unauthorized) have no explicit or implicit expectation of privacy.
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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Accounts Federally Insured to $250,000 by National Credit Union Administration an agency of the U.S. Government

The NCUA Insurance Call Center, at (800) 755-1030, ext. 1, operates from 8 a.m.-6:30 p.m. Eastern time, Monday through Friday. Experts are available to answer questions about NCUSIF coverage.

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