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Identity Theft:

As you know, crimes like identity theft, computer hacking, telemarketing fraud and email fraud are unfortunately all too common today. One of the ways individuals carry out such activities is by posing as a representative of a company you currently do business with.

At Your Credit Union, we want you to know that the only reason we would contact you seeking any type of personal or financial information would be if you were in the process of applying for a loan or opening an account with us. If you ever question the legitimacy of a request for your personal or financial information made by an individual claiming to represent NY TEAM FCU, please contact us immediately at 1-516-822-1070.

It is important to check your credit report on a periodic basis as part of your ongoing actions to protect yourself from identity theft. This will allow you to validate the accuracy of your information and protect against potential fraudulent activity on your accounts. If you notice any inconsistencies on your report, you only need to notify one agency and they will share the information with the other two credit bureaus.

You can contact each of the three major credit bureaus:


To report fraud, call: 1-800-525-6285 and write:

P.O. Box 740241, Atlanta, GA 30374-0241

For the hearing impaired, call 1-800-255-0056 and ask the operator to dial

For the Auto Disclosure Line, call 1-800-685-1111 to request a copy of your report.


To report fraud, call: 1-888-EXPERIAN (397-3742) and write:

P.O. Box 9530, Allen TX 75013

TDD: 1-800-972-0322

Trans Union

To report fraud, call: 1-800-680-7289 and write:

Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92634

TDD: 1-877-553-7803

You should also report the crime to your local law enforcement agency and to the Federal Trade Commission (FTC).

You can contact the FTC at 1-877-438-4338.

For more information on identity theft, please visit:

The Identity Theft Resource Center
The U.S. Department of Justice





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March 2015
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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Accounts Federally Insured to $250,000 by National Credit Union Administration an agency of the U.S. Government

The NCUA Insurance Call Center, at (800) 755-1030, ext. 1, operates from 8 a.m.-6:30 p.m. Eastern time, Monday through Friday. Experts are available to answer questions about NCUSIF coverage.

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