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The Credit Union's 2020 Scholarship

NY TEAM FCU is Now Accepting College Scholarship Applications

NY TEAM Federal Credit Union is offering college-bound high school seniors the opportunity to compete for statewide college scholarships through the New York Credit Union Association’s College Scholarship Program. Scholarships will be awarded ranging from $500 to $1,250 and may be used at a two- or four-year accredited educational institution.

Students can take advantage of this opportunity by completing three simple steps:

  • Stop in at any NY TEAM Federal Credit Union branch to request a scholarship application form, or visit www.nyteamfcu.org to download an electronic application. If the student is not a member of NY TEAM FCU, he/she can open an account with NY TEAM FCU.

Complete the application form and required essay and obtain the required transcripts, along with the signature of a parent or guardian.

  • Return the completed application and supportive materials to NY TEAM FCU no later than January 10, 2020.

There is no fee for submitting an application, but applicants MUST be:

  • members of NY TEAM FCU;
  • college-bound high school seniors at the time of application; and
  • attending either a two- or four-year accredited educational institution for the first time in the fall of 2020.

  • In early spring, applications will be judged against other submissions statewide. Winners will be announced in May.

  • For more information about this scholarship program, contact NY TEAM FCU by calling (516)822-1070 or emailing INFO@NYTEAMFCU.ORG.


Home Equity Product:

The Credit Union is proud to annouce the introduction to our Low Rate Fixed Home Equity Loan.

Borrow against the equity you've built up in your home and possibly deduct the interest portion of your loan payment on your tax return.

-Consolidate Debt
-Make Home Improvements
-Pay for higher education
-Treat yourself to a special vacation
-Make a major home purchase (home furnishings, etc)

Our Home Equity Loan is a fixed-rate up to twenty-year loan. Payments are fixed for the life-of-the-loan.

Property Specifics- Loans are available on 1 to 4 family properties. All properties will be primary residence and occupied by the owner/member. New York State Only, Owner/Member must be listed on deed.

The Minimum Loan Amount: $25,000.00
The Maximum Loan Amount: $500,000.00*

The maxium home equity loan amount cannot be more than 80% of the property value.

Call to Apply Today (516) 822-1070 Option 3.

Home Equity Required Documents

Protect Your Loved Ones:

We encourage you to protect your loved ones by keeping all beneficiary information up-to-date on your accounts. This will help eliminate any hassle for your loved ones during the event of your passing.

Beneficiary Update Online Form

NY TEAM also offers the option to take advantage of CUNA's Life Insurance when you borrow with us. This is another great service the Credit Union offers you without leaving a burden on your loved ones.

NY TEAM Federal Credit Union understands it is difficult time for anyone in the event of a passing; we are here to help. We are able to assist through the difficult task of settling a loved one's financial affairs with our How to Guide on Handling the Finances of a Deceased Person.   

Foreign Currency

NY TEAM FCU is proud to announce our New Service, You can Buy or Sell Foreign Currency with Your Credit Union.

Buy or Sell Foreign Currency

NY TEAM FCU offers you the most convenient, safest and secure method of purchasing foreign currency for 100+ countries without paying exorbitant fees found in airports, hotels and currency exchange outlets throughout the world.

Benefits of Purchasing Foreign Currency through NY TEAM FCU:

    Buy today and go prepared!  Avoid a surcharge fee when using a credit card overseas on purchases.

    Unsure how much foreign currency you'll need?  With the Currency Price Protection service you can purchase up to $1,000 USD of most foreign currencies and return any amount at the same exchange rate as originally purchased.  Please note that this amount will vary from currency to currency.  For Euros and English Pounds, you can purchase up to $2,500 USD with Currency Price Protection and return any amount at the same exchange rate as originally purchased.

    Avoid waiting in long lines after a long overnight flight.

    Avoid unnecessary fees and inflated exchange rates in airports, hotels, and banks.

    Ready to Buy? Fill out our Currency Form to get started!

Foreign Currency Ordering & Delivery Timeframe

Please note that the order cut-off time for next day delivery is 3:00PM, Monday thru Friday, excluding Holidays. For example, if you order is placed by 3:00PM on Tuesday, you have the ability to pick it up at a NY TEAM FCU Hicksville branch on Wednesday. If your order is placed any time after 3:00PM on Tuesday, your order will not be available for pick-up until Thursday. You also have the option for your Currency to be delivered directly to your door or business.

In addition, please note that exotic currencies take an additional 1 - 2 business days to receive. Also, please be aware of Credit Union Holiday Closings when ordering currency. For full details on delivery times on all types of foreign currency, please call us.





*APR = Annual Percentage Rate. Rates and terms are accurate as of 6/1/2016 and are subject  to change without notice. Rates available for loans with our Platinum Relationship Banking Discount. The above loan requests are subject to credit approval. Loan rates without our Platinum Relationship Discount Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different term. Discounts are not offered on sale loans. Please see an NY TEAM FCU representative for additional information, applicable fees and terms. Our Relationship Banking Discount excludes all MasterCard and Real Estate products. Membership in NY TEAM FCU requires a Share Savings account with a $25 minimum balance.  To be eligible for membership you must belong to one of our charters or be an immediate family member.

Legal Notice
NYTEAM FCU assumes no responsibility for the content or information contained within the below linked references or any others contained within our site.

This is a private computer system and is the property of NY TEAM Federal Credit Union. Users (authorized or unauthorized) have no explicit or implicit expectation of privacy.
Any or all uses of this system and all files on this system may be intercepted, monitored, recorded, copied, audited, inspected, and disclosed to authorized site, NY TEAM Federal Credit Union, and law enforcement personnel as well as authorized officials of other agencies, both domestic and foreign. By using this system, the user consents to such interception, monitoring, recording, copying, auditing, inspection, and disclosure at the discretion of authorized site or NY TEAM Federal Credit Union personnel.
Unauthorized or improper use of this system may result in administrative disciplinary action and civil and criminal penalties. By continuing to use this system you indicate your awareness of and consent to these terms and conditions of use. LOG OFF IMMEDIATELY if you do not agree to the conditions stated in this warning.


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Copyright 2000 NY TEAM Federal Credit Union

Newsletter Online
March 2015


Our MasterCard Credit Card Members will now be earning Rewards on Every Purchase!!

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Accounts Federally Insured to $250,000 by National Credit Union Administration an agency of the U.S. Government

The NCUA Insurance Call Center, at (800) 755-1030, ext. 1, operates from 8 a.m.-6:30 p.m. Eastern time, Monday through Friday. Experts are available to answer questions about NCUSIF coverage.

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