Auto Refinance Sale!
Your Credit Union
Save you a Bundle!
Did you finance your Auto Loan with a Dealer at a High Rate to
receive a Great Incentive? Let Your
Credit Union Refinance your Auto Loan at a Lower Rate!
Refinance Your Auto as low as
Refinance Your New Autos*
as low as 1.14%* APR
*If New Auto was purchased within 6 months
Call the Credit Union (516) 822-1070 Option 3 and let us know
your Current Monthly Payment & Let us Beat it!
Tips to know..
The Credit Union will finance up to 100% of NADA Value
You can Apply for your Auto Loan Directly Online
0% Auto Financing…
Know the Truth*!
1) A perfect credit rating is usually needed to qualify
for 0% interest on car loans. Only a handful of all car buyers
ever qualify for 0% financing offers.
By financing with
your Credit Union, if you cannot qualify for our lowest rate
financing our other rates are still much lower than the car
0% financing usually means the terms of the loan
are shorter and the monthly payment is larger.
(Borrowing $30,000.00 with 0% for 36 months would result into
an approximately $835.00 monthly payment)
We offer our as low as rate for up to 84 months on New
Vehicles and up to 72 months on Pre-Owned Vehicles.
0% financing is usually only offered on select
models and this will limit the type of vehicle you can choose.
Let your Vehicle choice be endless! We offer our as low
as financing on all New and Pre-Owned & Older Pre-Owned Vehicles.
4) Usually to receive the 0% financing you will have to
forfeit a manufacturer’s rebate. (Which could potentially
save you hundreds to thousands of dollars)
Manufacturer’s rebates offered by the Dealership or
Manufacture by using us!
5) Car Dealerships are known for usually increasing the
overall price of the vehicle to make up for the lost finance
You have the added
option of stepping away from the dealer by purchasing a
Vehicle Privately. We lend up to 100% NADA Value on Pre-Owned
financing. This protects you, our Member, from potentially
over-paying for a vehicle.
6) Car Salesman’s main concern is selling cars; they do
not care about you once you leave the Dealership.
We have many
products designed for you. Let us safeguard your “New Car”
with Guaranteed Asset Protection (GAP) and Warranty Choices.
We offer you the option to protect you and your family with
Disability & Life Insurance for your loan payments. Need an
insurance quote? Try Tru-Stage, an insurance company designed
for Credit Unions Members!
NY TEAM Federal Credit Union knows who you are and allows
you to finance with a Company you Know & Trust. Financing with
your Dealership could result in financing with a company no
one’s ever heard of.
No Hidden Terms, No Pre-Payment Penalties, No
Hidden Fees & No Hassle
Apply Today and Receive
your Instant Decision! Let the Car Shopping Process begin!
are potential risks and are stated as usually, as we cannot
state facts, as each sale has different terms and regulations.
Just buyers beware for Educational purposes.
*APR = Annual Percentage Rate.
Rates and terms are accurate as of 1/28/14 and are subject
to change without notice. Rates available for loans with our
Platinum Relationship Banking
Discount. The above loan requests are subject to credit
approval. Loan rates without our
Platinum Relationship Discount Applicants who are not approved
at these rates or terms may
be offered credit at a higher rate and/or different term.
Discounts are not offered on sale loans. Please see an NY TEAM
FCU representative for additional information, applicable fees
and terms. Our Relationship Banking Discount excludes all
MasterCard and Real Estate
products. Membership in NY TEAM FCU requires a Share Savings
account with a $25
minimum balance. To be eligible for membership you must
belong to one of our charters or
be an immediate family member.
Sale is a .25% discount off our new & pre-owned auto loan rate.