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Apply Over the Phone or
at a Branch for your Instant Decision!
|
Loan Type |
Maximum Term |
Annual Rate |
Max Amt |
|
Personal * |
24 months |
6.24 % |
20,000 |
|
|
36
months |
6.74 % |
20,000 |
|
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48
months |
7.24 % |
20,000 |
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|
60 months |
7.74 % |
20,000 |
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|
Share Secured * |
60 months |
3.50% |
n/a |
|
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New Auto * |
36 months |
2.49 % |
n/a |
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48 months |
2.99 % |
|
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|
60 months |
3.49 % |
|
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|
72 months |
3.74 % |
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84 months |
3.99 % |
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|
Used Auto * |
24 months |
3.49 % |
n/a |
|
|
36 months |
3.74 % |
|
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48 months |
4.24 % |
|
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|
60 months |
5.24 % |
|
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|
72 months |
6.24 % |
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Older Used Auto '02-'05 |
24 months |
3.99 % |
|
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36 months |
4.24 % |
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Motorcycle * |
24 months |
3.99% |
|
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36 months |
4.24% |
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48 months |
4.49% |
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60 months |
4.99% |
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MasterCard
* |
|
13.88% |
5,000 |
|
MasterCard
Platinum * |
|
8.9% |
10,000 |
- Pre-Owned Autos-
- 5 year term must be a minimum loan amount of $15,000 (2007 &
Newer)
- 6 years must be a minimum loan amount of $30,000.00 (No older
than 2 model years)
- New Autos-
6 year term- minimum loan amount $25,000
7 year term- minimum loan amount $45,000
- New and Used Car Financing up to 100% of Purchase Price
or NADA value.
- For Personal Loans to be eligible for a 48-60 month
term there is a minimum loan amount of
$5,000.00
- Shared Secured Rate = Share Dividend Rate + Prime Rate.
-
*APR = Annual Percentage Rate. Rates and terms are accurate as
of 1/1/12
and are subject to change without notice. Rates available for loans with
Platinum Relationship Banking discount. The above loan requests are
subject
to credit
approval. Loan rates without Relationship Banking’s Platinum
discount will be
1.00% higher than those displayed. Applicants who are not
approved at these
rates or terms may be offered credit at a higher rate
and/or
different term.
Please see an NY TEAM FCU representative for
additional
information,
applicable fees and terms. MasterCard Rates are not
reflected by
Risk Based Pricing. Membership in NY TEAM FCU requires a
Share Savings account with a $25 minimum balance. To be eligible for
membership you must belong to one of our charters or be an immediate
family member.
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Accounts Federally Insured to $250,000 by National
Credit Union Administration an agency of the U.S. Government