Consumer Loans and Lines of Credit

Vehicle Loans:

Great deals on new and used vehicles. Borrow up to 100% of the new vehicle price for terms up to 72 months. Pre-approvals give you added bargaining power.

Signature Loans and Lines of Credit:

Your signature is as good as cash at NY TEAM! These loans are designed  for your varying credit needs from school tuition and vacations to emergencies. Fixed rates and flexible terms are available.

Home Improvement Loans:

Make your home sweet home a castle with NY TEAM Federal Credit Union's real estate secured home improvement loan program.
Take advantage of our special low rates and flexible terms designed to help you increase the value of your home! 

MasterCard Credit Cards:

No annual fee and low annual percentage rate make our everyday credit card service a real bargain. Worldwide convenience and acceptance make this a great credit card, Please call for an application or visit a branch office.
Become an MVP member and receive a 1% discount on your annual rate. 

Overdraft Protection: 

Designed to protect your share draft (checking) account, from returned checks, this service currently overdrafts from your savings account. And coming soon A loan Line Of Credit for added Protection to guard against those unforeseen checkbook errors. This will be an unbeatable combination for managing your money.

Mortgage Loans:

Mortgage Loans are available. You can get a mortgage for your primary residence, Please contact NY TEAM for current rates You’ll get the mortgage you want at very competitive rates.

July 2008 April 2008 January 2008 Click! here to find a no surcharge ATM in your area We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Accounts Federally Insured to $250,000 by National Credit Union Administration an agency of the U.S. Government The NCUA Insurance Call Center, at (800) 755-1030, ext. 1, operates from 8 a.m.-6:30 p.m. Eastern time, Monday through Friday. Experts are available to answer questions about NCUSIF coverage.

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